At this moment there are several “Vertical” initiatives present. Apart from each other providers of Interaction and Financial services offer their services to the Communities.

On today’s market the combination of both Marketing and Financial services which offer seamless integration of both and which have the growth potential to the EGI or Bank status are not found.

Today’s providers of  “Vertical” solutions are busy with locating and selling to companies, organizations and communities, willing to choose for their Electronic Carrier as a standard for their service offerings.

Examples of existing solutions and initiatives:

• JALDA
• IpiN
• Pay Pal (backed by E-Bay in the US)
• Minipay
• Cybercash
• Bebit